South Carolina Hard Money Loans

Hard Money Lender in South Carolina

If you are looking for financing options for your real estate investment, you may want to consider a hard money loan from a private lender like Foundation CREF rather than a traditional bank. Foundation CREF is one of the leading hard money lenders in South Carolina. Here are some advantages of using a hard money loan from a private lender:

Faster Approval Process: Private lenders can approve a hard money loan much faster than traditional banks because they have a more streamlined process. This means you can close on your investment property much more quickly, giving you an advantage in competitive markets where time is of the essence.

Less Stringent Requirements: Traditional banks typically have strict requirements when it comes to credit score, income, and assets. Private lenders may be more lenient on these requirements, making it easier for you to qualify for a loan even if you have less-than-perfect credit or lower income.


More Flexibility: Private lenders are generally more flexible when it comes to the terms of the loan. They can tailor the loan to your specific needs, which can be particularly beneficial for real estate investors who are looking to finance multiple properties or who need a loan for a shorter term.


Collateral-Based: Private lenders base their loans on the value of the property rather than on the borrower's credit history. This means that even if you have poor credit, you may still qualify for a hard money loan as long as the property you are investing in has a high enough value.
Fewer Upfront Costs: Traditional banks often require a higher down payment and have more upfront costs associated with the loan. Private lenders may have lower down payment requirements, and their fees and interest rates can be more competitive, potentially saving you money in the long run.


Experienced Lenders: Private lenders like Foundation CREF have a deep understanding of the real estate market and can offer valuable insight and advice to help you make informed investment decisions.

Our South Carolina Hard Money Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $75,000 to $10,000,000 per property
  • Interest Rates - Starting at 10.50%
  • Interest Only Payments
  • Loan Term - 12 to 24 Months, Prepayable
  • Loan Advance - Up to 90% of Purchase Costs, Up to 100% of Rehab Budget

Flipping Real Estate in South Carolina

Overall, a hard money loan from a private lender like Foundation CREF can offer many advantages over traditional bank loans. Whether you are looking to invest in Charleston, Columbia, Myrtle Beach, or Greenville, Foundation can help you succeed in your real estate investments. Faster approval, more flexibility, and a collateral-based approach can make it easier for real estate investors to secure the financing they need to grow their investment portfolio. Call Foundation CREF today to find and finance your next property!

Get a FREE No-Obligation Hard Money Loan Quote

Additional Resources:

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