DSCR Portfolio Loan Programs

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Our DSCR Portfolio Loan Program

We offer fixed rate loans to qualified investors on one to four unit portfolio properties with corporate entity borrowers or individuals.

Portfolio Loan Program Details

  • Acquisition, Refinance, and Cash Out Refinance Loans
  • Non-Owner Occupied, Rent Ready Properties
  • Corporate Entity Borrowers (LLCs, corporations, limited partnerships, etc.) or Individuals
  • Single Family Homes, Condominiums, 2-4 Unit Multifamily, and SFR Portfolios
  • Loan Amount - $55,000 to $2,500,000
  • Interest Rates - Starting at 6.625%
  • Loan Fees - 1.0% to 3.0%; Rate Buy Down Options Available
  • Loan Term - 30 Years Fully Amortized (3, 5, 7, 10 Years Available)
  • Amortization - 30 Years
  • Variable Prepayment Options
  • Interest Only Available: Up to 5 Years
  • First Lien Position
  • Loan Advance - Up to 75% of Purchase Costs (Purchase Price + Closing Costs)
  • Loan to Value - Up to 75% of As Is Value for Acquisitions, 75% for Refinance
  • Experience Preferred but Not Required
  • No income verification needed
  • Minimum Credit Score - 600
  • Loans Sized Using LTV, LTC, and DSCR to Meet Your Needs

Where We Lend

Where We Lend Map

Foundation currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Foundation CREF LLC is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Foundation CREF LLC is licensed or exempt from licensing in all other states. Foundation CREF LLC lends in California under Department of Real Estate License No. 01198993. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.

Call Us Today: (562) 554-5660

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