DSCR Portfolio Loan Program

Our DSCR Portfolio Loan Program

We offer fixed rate loans to qualified investors on one to four unit portfolio properties with corporate entity borrowers or individuals.

Portfolio Loan Program Details

Acquisition, Rate and Term Refinance, and Cash Out Refinance Loans
Non-Owner Occupied, Rent Ready Properties
Corporate Entity Borrowers (LLCs, corporations, LPs, etc.) or Individuals
Single Family Homes, Condominiums, 2-4 Unit Multifamily
Loan Amount - $100,000 to $10,000,000
Interest Rates - Starting at 6.5%
Loan Term - 30 Years (3, 5, 7, 10 Years Available)
Amortization - 30 Years or Interest Only
Interest Only Available: Up to 10 Years

Variable Prepayment Options
First Lien Position
Loan Advance - Up to 80% of Purchase Costs (Purchase Price + Closing Costs)
Loan to Value - Up to 80% of As Is Value for Acquisitions, 80% for Refinance
Select Non-Recourse Options Available
Complex Ownership Structures Considered
Minimum Credit Score - 660
Loans Sized Using LTV, LTC, and DSCR to Meet Your Needs

Where We Lend

Foundation currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Foundation CREF LLC is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Foundation CREF LLC is licensed or exempt from licensing in all other states. Foundation CREF LLC lends in California under Department of Real Estate License No. 01198993. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.

Recent Closings