Hard Money Loans

Hard Money Loans

As a leading Hard Money lender, Foundation CREF offers loans to real estate investors throughout the country. With a deep background in both real estate investing and lending, our team of originators and underwriters can help you find and fund your next deal. Foundation CREF Offers both short-term real estate loans as well as long-term rental loans to qualified investors who wish to expand their portfolio of properties. Whether it is a quick cosmetic flip or a full rehab - you want a lender that can push your deal through with speed and flexibility. For Real Estate Investing, Foundation is that lender.

As a leading national Hard Money and fix to rent lender, Foundation CREF offers bridge loans to real estate investors throughout the United States. Foundation’s shareholders include several institutional asset managers of defaulted residential properties that provide investors and borrower’s access to investment properties before they go to the foreclosure auction and before they are listed on the MLS. With this deep background in both distressed investing and private real estate lending, our team of originators, underwriters and closers can help you find and fund your next deal.

Foundation CREF offers short-term real estate bridge loans as well as permanent rental loans to qualified investors who wish to grow their real estate business and expand their portfolio of properties. Whether you have a quick cosmetic rehab or an extensive renovation - you need a lender that understands your business plan, can close your loan with speed and flexibility and will fund your rehab draws efficiently and quickly. For real estate investing, Foundation CREF is just that lender.

Our Hard Money Rates

  • Single Family Homes, Condominiums and Multifamily Apartments
  • Loan Amount - $75,000 to $10,000,000 per property
  • Interest Rates - Starting at 10.50%
  • Interest Only Payments
  • Loan Term - 12 to 24 Months, Prepayable
  • Loan Advance - Up to 90% of Purchase Costs, Up to 100% of Rehab Budget

Flipping Real Estate

With off-market deal flow, easy to use analytical tools and the right capital partner, flipping properties can be straightforward and profitable. Join Foundation CREF to find your next real estate deal and fund it with the experts. No matter where you invest, Foundation is your ideal Hard Money lending partner.

Get a FREE No-Obligation Hard Money Loan Quote


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States We Lend In


Fix and Flip Profit Calculator

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Where We Lend

Where We Lend Map

Foundation currently lends on residential properties in Alabama, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Foundation CREF LLC is not currently licensed in AZ, ID, MN, ND, NV, OR, SD, UT or VT. Foundation CREF LLC is licensed or exempt from licensing in all other states. Foundation CREF LLC lends in California under Department of Real Estate License No. 01198993. Your annual percentage rate may be increased after the fixed-rate period expires. Loans are subject to additional underwriting criteria.